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+# Stellar Wallet Identity Research
+
+Study Copilot may eventually let learners connect a Stellar wallet so learning progress, achievements, and rewards can become portable. This document outlines wallet options, a learner identity flow, UX considerations for non-crypto learners, and implementation risks.
+
+## Research Sources
+
+- Stellar Wallet SDK: https://developers.stellar.org/docs/build/apps/wallet/overview
+- Stellar Wallets Kit: https://github.com/Creit-Tech/Stellar-Wallets-Kit
+- Freighter API: https://docs.freighter.app/docs/guide/introduction
+- Stellar account model: https://developers.stellar.org/docs/learn/fundamentals/stellar-data-structures/accounts
+
+## Wallet Connection Options
+
+### Freighter Browser Extension
+
+Freighter is a familiar browser-extension path for Stellar users. It can provide wallet availability checks, public-key access, network selection, and transaction signing in web apps.
+
+Best fit:
+
+- Desktop web MVP.
+- Learners who already have a Stellar wallet.
+- Developer testing on testnet.
+
+Tradeoffs:
+
+- Extension installation is an extra step for new learners.
+- Mobile support and embedded-browser flows need separate review.
+- The app must handle missing extension, locked wallet, wrong network, and declined signature states.
+
+### Stellar Wallets Kit
+
+Stellar Wallets Kit provides a higher-level multi-wallet integration layer for Stellar wallets. It can help avoid coupling Study Copilot to one wallet provider too early.
+
+Best fit:
+
+- A wallet-agnostic integration path.
+- Future support for multiple Stellar wallets.
+- Cleaner UI around "connect wallet" choices.
+
+Tradeoffs:
+
+- Adds a frontend dependency and adapter layer.
+- Requires wallet-specific testing across supported providers.
+- The app still needs a clear identity model after a wallet returns a public key.
+
+### Manual Public Key Entry
+
+Study Copilot could allow users to paste a Stellar public key before full wallet connection exists.
+
+Best fit:
+
+- Early research prototypes.
+- Read-only identity display.
+- Learners who want to preview wallet-linked achievements without signing.
+
+Tradeoffs:
+
+- No proof that the learner controls the address.
+- Easy to mistype or paste another user's public key.
+- Should not unlock rewards, credentials, or account recovery by itself.
+
+## Recommended Learner Identity Flow
+
+1. User studies normally without a wallet.
+2. User opens an optional "Connect wallet" action from profile or achievements.
+3. App explains that wallet connection is optional and is used for portable learner identity, not required for studying.
+4. User selects a wallet provider, such as Freighter or a kit-supported wallet.
+5. App requests the public key and checks the selected network.
+6. App asks the wallet to sign a short, human-readable challenge that includes:
+   - app name
+   - purpose, such as "Link this wallet to Study Copilot"
+   - timestamp
+   - nonce
+   - network
+7. Backend verifies the signature and creates a wallet-link record.
+8. App stores only the public key, verification timestamp, network, and learner profile reference.
+9. Achievements and rewards reference the verified wallet identity, not raw uploaded study materials.
+
+## Non-Crypto Learner UX
+
+Wallet identity should not be required for the core study loop. Learners should be able to generate cards, upload notes, practice quizzes, and track local progress before understanding Stellar.
+
+Recommended copy:
+
+> Connect a Stellar wallet only if you want portable achievements or future rewards. You can keep studying without one.
+
+UX guidance:
+
+- Make wallet connection optional and reversible.
+- Use "learning profile" language before "crypto wallet" language.
+- Explain public keys as public identifiers, not passwords.
+- Never ask for seed phrases or private keys.
+- Provide a testnet-only development mode.
+- Show clear recovery guidance if a learner loses wallet access.
+
+## Data Model Notes
+
+A minimal wallet identity record could include:
+
+```json
+{
+  "learner_id": "local-or-account-id",
+  "stellar_public_key": "G...",
+  "network": "testnet",
+  "verified_at": "2026-06-26T00:00:00Z",
+  "verification_method": "signed_challenge",
+  "status": "active"
+}
+```
+
+Do not store:
+
+- Secret keys, seed phrases, recovery phrases, or raw wallet session secrets.
+- Full uploaded materials, notes, prompts, or PDF text as wallet-linked identity evidence.
+- On-chain references that expose private study topics or sensitive learning history.
+
+## Implementation Risks
+
+- Learners may confuse public keys, secret keys, and wallet recovery phrases.
+- A wallet address is pseudonymous, not automatically a real-world identity.
+- Wallet-linking can expose cross-app activity if the same address is reused.
+- Signed challenges must use nonces to prevent replay.
+- Mainnet rewards create abuse, tax, and compliance questions.
+- Wallet provider APIs can differ by browser, device, and network.
+- A compromised local account could link an attacker's wallet unless re-authentication is required.
+
+## MVP Recommendation
+
+Start with optional testnet wallet linking for achievements only:
+
+- Use Freighter or Stellar Wallets Kit for public-key access and signed challenge proof.
+- Keep normal study flows wallet-free.
+- Store only a verified public key and minimal profile metadata.
+- Do not write uploaded study materials or detailed learning activity on-chain.
+- Do not ship token rewards in the first wallet identity MVP.
+
+This gives Study Copilot a path toward portable learner identity while keeping the first integration understandable, reversible, and lower-risk.
+
+## Next Steps
+
+- Prototype a frontend wallet connection button in a non-production branch.
+- Define the signed challenge message format.
+- Add backend signature verification research for Stellar public keys.
+- Decide whether the first wallet integration should use Freighter directly or Stellar Wallets Kit.
+- Pair this with achievement badge and reward anti-abuse research before enabling mainnet features.